10Best Business Loan Banks in 2022

There are many ways to finance a business. You can get a bank loan, but that’s not always the best option for your business. The best way to get started is with an SBA loan or an equity loan. These options allow you to build your company without having any debt or being beholden to investors who may want their money back at any time.

10 Best Business Loan Banks in 2022

LendingClub Business Loans

LendingClub Business Loans are a good option for small business owners who have a low minimum credit score requirement, low minimum loan amount requirement and/or low minimum net worth requirement.

LendingClub is an online lending platform that connects borrowers with investors looking to make loans. The company offers flexible payment options and competitive rates on its personal loans, auto loans, home equity lines of credit (HELOCs), student loans and more.


OnDeck is an online lending platform that offers business loans to small businesses. The company was founded in 2015 and has been growing rapidly since then. It has experienced an impressive growth rate of 5,000% over the past two years, which means that it has expanded its loan portfolio by five times in just two years.

OnDeck’s goal is to help small businesses grow their revenue through funding from investors, who are compensated at a higher rate than what traditional banks can offer. This model allows for more money for working capital and other services such as payroll taxes or rent payments


Fundation is a direct lender, meaning it gives out loans directly to businesses. It’s also a business loan lender that offers business loans up to $100,000.

The company’s goal is to help small businesses start and grow by providing them with the resources they need in order to succeed—and their lending process reflects this mission:

  • You can apply for your first commercial business loan online at fundationservices.com or over the phone at 855-628-0999 (855-FUNDAT). You’ll receive an instant decision within two minutes of submitting your application!


SmartBiz is a business loan lender that provides loans of up to $250,000 to businesses across the country. The online application process is quick and easy, with no need for faxing or snail mail submissions. If you qualify for a loan, you can expect your funds to be deposited into your bank account within 48 hours of approval.

The company makes these loans secured by the business assets of the borrower—meaning they can be used as collateral against any late payments or defaults on their part. This means that if you default on one payment in this program (which rarely happens), SmartBiz still has access to all of your assets: equipment; inventory; real estate holdings; etc., which will allow them to collect what’s owed from those responsible parties before going after other sources such as personal savings accounts or retirement funds (if applicable).

Bank of America Business Loans

Bank of America Business Loans is a great option for small businesses, offering different loan products to fit your needs. They offer a wide range of loan options, including business loans and personal loans. If you’re looking for a short-term solution, they have what you need in their SBA 7(g) line of credit that allows companies to borrow up to $1 million at below market interest rates.

If you have more cash flow needs than just immediate liquidity and are looking for long-term financing solutions, BAC’s Commercial Paper program can help! This program provides funding up until 30 days with no prepayment penalties or fees if used once per year (maximally three times).


StreetShares is a business loan lender that offers small businesses and startups access to credit. The company was founded in 2013 and has since grown to become one of the largest P2P lenders in the United States.

TheStreetShares offers several different types of loans, including personal loans and business loans. Personal loans are available with no collateral required; however, if you have a large debt or don’t qualify for an unsecured personal loan at all then this may not be right for your situation.[1] Businesses can apply for both secured and unsecured lines of credit through StreetShares with varying interest rates depending on their creditworthiness.[2]

Chase Business Loans

Chase Business Loans is a division of Chase Bank, which is the second largest bank in the United States. The company offers small business loans to businesses with a credit score of at least 600.

Chase Business Loans can be found at [https://www.chasebusinessloans.com/](https://www.chasebusinessloans.com/)

Wells Fargo Business Loans

Wells Fargo Business Loans is a good option for small businesses.

It has a good reputation, and the interest rate is competitive.

The approval process is fast and simple.

There are many options to help you get a business loan.

There are many options to help you get a business loan. You can apply for a personal loan, but it’s not as easy as getting one for your business. If you have the right kind of business, then getting approved for a business loan should be easier than ever before.

The main challenge when looking for a good lender is knowing what type of lender is right for your needs and wants in terms of interest rates and fees—and how much money they want from you in total before giving any money at all! You may end up paying more than necessary if there are hidden fees involved (like late fees), which can really add up over time if left unchecked by knowing exactly how much each step costs before starting work on something important like buying equipment or hiring employees…


In conclusion, these are some of the best business loan banks in 2022 that can help small businesses get the money they need to grow and succeed. The best part? You can use them all at once or just one if your needs are more specific than others.

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